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 Welcome to the mortgage advice section of Poetic Estates.com. Here, you'll find a wealth of free advice on all aspects of the mortgage loan process, from the initial application to the final closing. Credit scores and home buying go hand-in-hand. In order to qualify for a mortgage loan and to get a decent interest rate on that loan, you need to have good credit. Still, this is an area that confuses a lot of first-time home buyers, so Poetic Estates has put together a collection of credit report information and tips on improving your credit score to help you understand this important topic. Unless you've just inherited a fortune from Uncle Ernie, won the lottery, or invested in Apple Computer's stock back in the 1980's, purchasing a home means taking out a mortgage loan for most people. For us "average folks," buying a new home is only possible through the use of a mortgage loan, and this is where credit comes into the picture. To obtain a home loan, you must have a solid credit history behind you.
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